Personal Banking Resources

You have to make a lot of financial decisions in your life. How much money should you deposit in your 401(k) plan every two weeks? Should you apply for a…

Before applying for a mortgage, car or personal loan, you need to know if you earn enough income every month to pay back your new debt. Fortunately, there is an…

You’ve made bad financial decisions in your past, and now you have the debt to show for it. You’ve maxed out your credit cards and can no longer afford your…

Credit cards provide you with financial freedom. However, if you do not use them correctly, these cards can also leave you with mounds of debt and a bad credit score.…

Whether you are applying for a mortgage, car or personal loan, your lender will want to know one number: your three-digit credit score. This number has become perhaps the most…

It’s tempting when you pay so many of your bills online to skip on balancing your paper checkbook. After all, balancing the checkbook is no one’s idea of a good…

Your credit reports are important documents. They list your open credit-card accounts, loan balances and financial missteps. Reviewing these reports on a regular basis is a smart financial decision. After…

You need to borrow money to pay for your children’s college education. Alternatively, maybe you want to pay down your high-interest credit card debt or add a master bedroom addition…

What’s the top benefit of owning a home? Many would point to the equity you gain as you steadily pay down your mortgage. For instance, if you owe $100,000 on…

One of the great benefits of owning a home is that as you pay off your mortgage loan you build up equity. What exactly is home equity? Simply put, home…

You’ve paid down a significant amount of your mortgage. Since you have, you now have an equally significant amount of home equity. This is good news. Home equity provides you…

As a savvy consumer, you should always be looking for ways to shave some money from your monthly budget. Even small adjustments can add up to significant savings over the…

Buying a home is an important decision. In fact, it will probably rank as the biggest purchase you ever make. Because of this, you want to make sure that you…

When you purchase a home with the help of a lender, the lender will likely set up an escrow account for you as well. The lender collects the money from…

You are attached to your home. That is natural: Your children grew up in this home. You spent long hours with your spouse in this home. You’ve celebrated holidays, anniversaries…

It makes financial sense to wait to collect your Social Security benefits until you hit full retirement age: 66 if you were born between 1943 and 1954 and as old…

You’ve graduated from college with a new degree and lots — a whole lot — of student-loan debt. The good news is that depending on the type of loans you…

You’ve graduated from college. For many graduates, now becomes the time you’ll have to pay for that high-level education. All those student loans you took out while studying economics, philosophy,…

Your son has picked his college. Your daughter has chosen her major. Your children have even picked out their mini-fridges and microwave ovens for their dorm rooms. However, what about…

You’ve worked hard all your life. You do not want to enter retirement worrying about how you are going to pay for medical costs, insurance, groceries and your other bills.…

The secret to a happy retirement? There are probably many. However, not having to worry if you’ll run out of money is certainly near the top of the list. The…

The person on the other end of the phone has exciting news: You’ve won first place in the sweepstakes. A new car will soon be yours. The catch? To claim…

Most people these days set up a wireless home network so that all of their devices can connect simultaneously. It is not unusual to have a desktop computer, a home…

You might not realize just how much personal information you give out every day. Did you use your debit card to buy groceries this morning? Maybe you charged your lunch…

You’ve packed your bags, reserved your hotel and secured tickets to the big festival. You’ve printed out your boarding pass. You’re ready for your big trip, right? Not quite. Traveling…

In the world today, consumers rely heavily on their credit and debit cards to make purchases both large and small. How many of us, after all, pay cash when fueling…

Online shopping has become increasingly common in recent years as a convenient alternative to going out to stores. However, the time and energy you save by shopping online could be…

Identity theft continues to be one of the fastest growing crimes in the United States. In 2017, there were 16.7 million victims of identity fraud in the U.S., according to…